# FAQ

#### 1. What is FlowFi?

FlowFi is a decentralized PayFi protocol that tokenizes real-world payment streams—like invoices, payroll, and remittances—to provide instant liquidity and credit access.<br>

#### 2. How does FlowFi work?

FlowFi operates through a modular PayFi Stack, including transaction, currency, custody, compliance, financing, and application layers—together powering a secure, compliant and efficient DeFi payment system.<br>

#### 3. What can I use FlowFi for?

You can finance your receivables, tokenize your payroll, borrow against future income, or provide liquidity to earn real-world yield.<br>

#### 4. How do I earn yield with FlowFi?

Provide liquidity to financing pools like Arf or Rain, and earn 10-30% APY from real-world repayments and protocol rewards.<br>

#### 5. Is FlowFi compliant and safe?

Yes. FlowFi embeds compliance tools (e.g., KYC, AML) via Chainalysis, PolyFlow, etc., and uses non-custodial smart contracts to ensure user asset safety.<br>

#### 6. What blockchain is FlowFi deployed on?

FlowFi is initially deployed on Solana, leveraging its high speed and low fees. Cross-chain support (e.g., Ethereum L2, Polygon) is planned for the future.<br>

#### 7. What is $FLOW used for?

$FLOW is used for governance voting, liquidity provisioning, borrowing, staking, and fee discounts within the protocol.<br>

#### 8. Is there a minimum amount to participate?

No. FlowFi is permissionless and open to anyone with a crypto wallet. You can participate with any amount.<br>

#### 9. How are the financing pools secured?

All pools are managed via audited smart contracts. Risk models and oracles evaluate creditworthiness, while liquidity is programmatically managed to prevent default cascades.<br>

#### 10. How can I get involved in FlowFi governance?

Hold or stake $FLOW to vote on proposals, influence pool parameters, or join DAO working groups to help shape the protocol’s evolution.

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