🎏Tokenization of Real-World Revenue Streams

FlowFi introduces a financial abstraction layer that enables the conversion of off-chain payment rights into standardized on-chain digital assets. This capability transforms revenue streams—previously confined to legacy financial systems—into usable components within decentralized financial infrastructure.

Supported Revenue Types

• FlowFi supports the structured tokenization of multiple real-world revenue categories, including:

• Accounts Receivable: Outstanding invoices for delivered goods or services

• Payroll Streams: Recurring wage payments for employees or freelancers

• Subscription Contracts: Periodic payment obligations under service agreements

• Remittance Receipts: Cross-border payments scheduled to be received

• Other Contractual Income: Payment claims tied to legally enforceable contracts

Asset Structuring on Chain

Each tokenized revenue stream is structured on-chain as a debt-representing digital asset using Solana’s SPL token standard or equivalent account-based formats. These assets include embedded metadata such as:

• Payer identity (ID or blockchain address)

• Principal value and amount currently due

• Maturity date and payout schedule

• Cash flow release structure (e.g., linear streaming)

• Contract ID and signed hash references

Protocol Interaction Flow

The tokenization process within FlowFi follows this standard lifecycle:

• On-Chain Data Registration: Businesses or integrated partners submit revenue flow data via API, accompanied by verification attestations or signatures.

• Asset Minting: The protocol generates a financial token representing the future revenue, tagged with credit risk and temporal structure.

• Protocol Utility: These tokens can be used across FlowFi modules for collateralization, liquidity provision, or secondary transfer.

• Cash Settlement: Upon real-world payment fulfillment (e.g., invoice paid, payroll delivered), the protocol settles the asset and redistributes capital accordingly.